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Preparing for retirement should create excitement, not concern. Yet for many, that’s not necessarily the case.

Disclosures

This website is a publication of Clear Creek Advisors. Please see the Terms of Use section to review information about the use of this site. PLEASE READ THESE TERMS OF USE CAREFULLY. By accessing and using this site, you acknowledge that you have read, understand, and agree to be bound by all of the terms and conditions set forth below. We reserve the right to amend these terms of use from time to time by posting the amended terms on this site.

Advisory services provided by Clear Creek Advisors, a Colorado State Registered Investment Advisor.

Articles and videos have been prepared by third parties for use by Clear Creek Advisors. Information presented is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. No content should be construed as personalized investment advice or as an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned.

The services, securities and financial instruments described on this site may not be available to or suitable for you, and not all strategies are appropriate at all times. The value and income of any of the securities or financial instruments mentioned on this site can fall as well as rise, and an investor may get back less than he or she invested. Foreign-currency denominated securities and financial instruments are subject to fluctuations in exchange rates that could have a positive or adverse effect on the value, price or income of such securities and financial instruments. Nothing on this web site should imply that past results are an indication of future performance. Therefore, no current or prospective client should assume that the future performance of any specific investment or strategy will be profitable or equal to past performance levels. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio.

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. There are no assurances that a portfolio will match or outperform any particular benchmark. A professional adviser should be engaged before implementing any of the strategies suggested.

Erik Krom, and Robert Klaess are licensed Insurance Agents, Colorado State Insurance License  #318463, and #322218 respectively. Investment Advisory Services are provided by Clear Creek Advisors. Robert Klaess does not provide investment advisory services through Clear Creek Advisors. Any comments regarding guaranteed income streams refer only to fixed insurance products and are subject to the claims-paying ability of the insurer. They do not refer in any way to securities or investment advisory products.

Legal and tax information provided is general in nature. Always consult an attorney or tax professional regarding your specific legal or tax situation. Clear Creek Advisors is not engaged in the practice of law or accounting.

Third-party recognition from rating services or publications does not guarantee future investment success. Working with a highly-rated adviser does not ensure that a client or prospective client will experience a higher level of performance. Additional information regarding the Medical Economics ranking is available upon written request.

Please review the Terms of Use and Privacy Notice below. If you have any questions concerning these documents, feel free to contact us at info@ccaretirement.com.

Sub-Advisory Services provided by Advisory Alpha, an SEC registered investment advisor and are not directly affiliated with Clear Creek Advisors.